The honest fine print

Policy in Brief is an educational reference. It explains health insurance policies, compares them, and points you at the exact wording - so you can decide with open eyes.

We are not an insurance agent, broker, or web aggregator, and we hold no licence or registration from the Insurance Regulatory and Development Authority of India (IRDAI) in any capacity - not as an insurer, and not as a corporate agent or any other kind of intermediary. Insurance is sold only by registered insurers and intermediaries; we are neither.

We do not sell or solicit insurance. We have no marketing or money arrangement with any insurer or intermediary, and we receive no commission or payment on any plan.

Nothing here is personal financial, legal, or medical advice, and no page here is a recommendation to buy or not buy any policy. The contract that governs any claim is your own policy document, between you and your insurer.

We read from official documents with care, but insurers revise their policies and humans make mistakes. Before you buy or claim, verify the details against the current official documents of the plan. If something here is wrong, tell us - corrections take priority.

We work hard to be right, and we show our sources so you can check. But which policy to buy - or whether to buy one at all - is your decision, and we are not liable for its outcome. Read the wording; it is shorter than the regret.

Discussions are for real questions and honest answers - no spam, no impersonation, no posting someone’s private details. And please don’t scrape the site to resell its content; it is free to read for a reason.

Ask clearly. Explain your reasoning. Disagree with ideas respectfully.

Share sources where you can. Do not sell, ask for contact details, or publish personal information.

Insurer names, plan names, and logos appear on this site only to identify the plans we read. They belong to their respective owners. Their presence does not mean any tie-up, approval, or endorsement in either direction.

These terms, and everything on this site, are governed by the laws of India.