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/Shared Accommodation Benefit
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What is Shared Accommodation Benefit in health insurance?
Gives you a small daily cash bonus if you voluntarily choose a shared (twin-sharing) room even though your policy allows a private room. Think of it as a reward for choosing modesty - but it does not add much to your core health protection.
Also called: daily cash for a shared room · daily cash for choosing shared accommodation · shared room cash benefit
Star Health
Super Star
Not covered
There is no daily cash payment for choosing a shared room, and this policy does not need one. Here the room entitlement is Any Room with no cap and no category, so there is no ceiling for a shared-room reward to work against.
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Care Health
Care Advantage
Not covered
There is no shared accommodation cash benefit here, and this plan does not need one. That daily cash reward exists in other policies to compensate you for taking a cheaper shared room when your policy caps your room. This policy sets room eligibility at 'no sub-limit', so there is no room ceiling to work around.
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Watch out
If you buy Optional Cover 8 your room is capped at a Single Private Room, and there is still no cash reward for choosing a shared room.
Aditya Birla
Activ One – MAX
Not covered
This plan pays no daily cash for choosing a shared room. It does not need to: on every plan the room is paid at its actual cost up to the Sum Insured, so there is no room ceiling for a shared-room reward to work against.
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